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SOCIAL MEDIA CONTENT
JULY 2022
This calendar serves as an overview of all the ( copy & paste ) posts below. Also, it serves as a way to guide and educate you as far as how we break down the content.
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Turn 847Studio.com website into a mobile app on your phone.
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IPHONE
1. Go to www.847studio.com/realtor
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3. Click the share button
4. scroll down and click “Add to Home Screen”
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Here’s a quick tutorial: https://847studio.com/turn-847studio-com-website-into-mobile-app/
ANDROID:
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4. Enter a name “847Studio” and then Chrome will add it to your home screen.
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JULY 1 | Hello July
Let July bring nothing but positive vibes and great memories. Remember…. No matter how you feel, get up, dress up, show up and never give up!
………… ALTERNATIVE CAPTION
Better Days are Coming This Month! They’re called closing day & move-in day 😉 Wishing you a very happy & successful July!
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JULY 2 | MORTGAGE INTEREST RATE FORECAST
Everyone predicted increasing rates. And, despite a brief jump in April & May, you still have a shot at locking in a decent rate.
✔️ As of this month, the average rate on a 30-year fixed mortgage is [ _%]
✔️ The 15-year fixed mortgage has an average rate of [ _%]
✔️ On a 30-year jumbo mortgage, the average rate is [ _%]
✔️ The average rate on a 5/1 ARM is [ _%]
Lastly, I’d advise concentrating on your own priorities rather than market fluctuations.
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JULY 3 | You are never too old to set another goal or to dream a new dream
Dreams don’t discriminate — whether you’re fifteen or fifty, your goals and dreams are always within reach. They’ll work for you as long as you work for them.
Dreaming of buying a new home? You can make it happen! You just need to know where to start and the path to take — just like any destination you travel to.
Not sure of the path to take? DM me and I’ll give you the step-by-step navigation.
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Life is a series of goals and events, one piles on top of the other, leading to the dream that you will one day achieve.
The goal, however, is to keep your eye on that dream without being distracted.
Dedication, hard work, and a desire to succeed are essential.
What are your dreams and goals?
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JULY 4 | Happy 4th of July
Happy Independence Day! Who’s ready for Celebrations, BBQs, and fireworks?
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JULY 5 | Always Trust the process… And your Realtor
The home buying process is already stressful as it is, especially in today’s market. The best thing you can do for yourself — whether you’re buying or selling, is to trust both your realtor and the process. Your realtor has your best interest in mind and will never knowingly steer you in the wrong direction.
Looking for your perfect match? Reach out and let’s see if we’re a good fit!
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It’s because there is a lot more to selling a home than finding a buyer and signing the closing offer – things that most people overlook.
When it comes to buying or selling a home, trust in the experience and expertise you can get nowhere else!
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JULY 6 | Getting a Mortgage after Bankruptcy
If you’ve gone through a bankruptcy or are considering filing for one to get rid of debt you owe, you may be wondering if it impacts your ability to buy a home.
The answer? Yes, it impacts how you’re viewed by lenders because of the significant negative impact it has on your credit score, but that doesn’t mean that you won’t be able to buy a home.
It certainly creates more of a challenge and barrier to qualify, but if you follow the process correctly and exercise patience, you’ll be well on your way to being a homeowner!
Here’s what you need:
1. If you filed for a Chapter 7 and are choosing a…
Conventional loan:
✅ Complete a 2 to 4-year waiting period
✅ Minimum 620 credit score
✅ 3% minimum down payment
FHA loan:
✅ Complete a 1 to 2-year waiting period
✅ Minimum 580 credit score
✅ 3.5% minimum down payment
VA loan:
✅ Complete a 1 to 2-year waiting period
✅ No minimum credit score (though many lenders require a 620 score)
✅ No minimum down payment required
USDA loan:
✅ Complete a 2 to 3-year waiting period
✅ No minimum credit score (though many lenders require a 640 score)
✅ No minimum down payment required
Have questions? DM me and let’s chat!
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JULY 7 | 3 things to consider when purchasing a vacation home
Having a second home away from home is pretty appealing. Spend time in it whenever you want a little getaway, then rent it out the remainder of the time — makes sense, right?
Before you jump in head first, ask yourself whether you’ve done all your research on what it takes to purchase a vacation home or if you’re simply looking at the opportunity through rose-tinted glasses.
To start, here are three things to ask yourself to help you decide if it’s a good idea:
Q: Can I afford a second home?
→ Two homes means two mortgage payments and two sets of property taxes, so keep in mind your current savings, mortgage, income, and any debts.
Q: Will I be able to rent the home out?
→ Renting out your second home when you’re not using it can help bring in additional income and pay off your mortgage, so if you plan to do this, make sure that the location where you purchase your home allows for short-term rentals. You’ll also want to consider both the time and cost that goes into maintaining the property.
Q: What are the property taxes in my desired location?
→ Tax rates vary considerably based on location, so it’s a good idea to look at taxes before you decide on an area.
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The Three Things to consider when purchasing a vacation home:
🔸 Have a budget you know you can afford.
🔸 Know where you want to be.
🔸 Make sure the type of vacation home you’re buying suits your lifestyle.
Ultimately, purchasing a vacation home may be a good investment, however, you still want to weigh the pros and cons to avoid any pitfalls.
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JULY 8 | What’s the ideal age to buy your first home?
Some people will tell you to buy your first home in your 20’s, others will tell you to wait until your 30s. So what’s the best age to buy your first home? It’s not a one-size-fits-all answer. It depends more on your financial stability and life circumstances rather than a specific age.
Do you have goal in place to buy your first home?
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Truth is, there is no perfect age to buy your first home. Some folks know what they want early and are financially able to buy a home as early as their twenties. But the most important thing is making sure you have the financial stability to do so.
A simple call or visit to my office can help you make the decision that is right for you.
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JULY 9 | Would you rather WALLPAPER OR PAINT ACCENT WALL?
What type of accent wall would you choose? Wallpaper or a contrasting paint color that pops?
Drop a 🎨 below if you’re team paint and a ⭐ if you’re team wallpaper!
………… ALTERNATIVE CAPTION
Everyone has their likes and dislikes, what they adore and what they can’t stand. Today, I want to hear from you…
What do you prefer – Wallpaper or an Accent-Painted Wall?
Share in the comments below
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JULY 10 | The comeback is always stronger than the setback!
Life is a series of challenges — problems we’re trying to solve. We ebb and flow as we ride along all the waves, but no matter how many times life knocks us down, we get back up, stronger than before, powered by the knowledge and wisdom we’ve inherited along the journey.
If you’re currently experiencing a setback, just know that it’s only temporary, and once you break through, the comeback will be stronger 💪.
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Setbacks are there for a reason – to test our resolve and remind us just how dedicated we are to make “things” happen.
Just remember, giving up your goals because of a setback is like slashing the other three tires on your car because one goes flat.
Dedication and Resilience will always overcome the obstacles that life throws your way.
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JULY 11 | National Blueberry Muffin Day
Sometimes it’s the little pleasures in life that make it worthwhile.
Even though the days can sometimes be long and grueling, don’t forget to slow down and taste the blueberries from time to time.
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JULY 12 | T or F | 80% of For Sale By Owner sellers eventually
I think you know where I’m going with this one…TRUE (of course)!
Just like trying to save money by fixing your plumbing issues yourself might end up costing you more when all is said and done, the same goes for trying to sell your home without the guidance of a real estate agent. With so many other service industries we understand that we should “trust the experts,” why should it be any different when it comes to real estate?
A real estate agent knows these processes like the back of their hand, and if something new comes up, they have a full network of resources that can help them help you.
Selling your home can be a VERY complicated process, but having someone on your team to help you figure it out can certainly make it smoother. These days, who’s got time for all that stress anyway?
………… ALTERNATIVE CAPTION
Truth is, most sellers end up going with real estate agent after realizing there is simply a lot more involved than what they initially thought, not to mention they are not getting the results they have hoped for.
Save yourself time, money, and headache of going through it alone.
Contact me today.
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JULY 13 | Auction Listing Agreement
Here’s terminology with a spot-on knowledge for the day:
✔️Auction Listing agreement:
A contract executed by the auctioneer and the seller which authorizes the auctioneer to conduct the auction and sets out the terms of the agreement and the rights and responsibilities of each party
Inform yourself and let your agent handle the rest. It’s what i’m here for.
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JULY 14 | 3 things your real estate agent won’t tell you
A real estate agent ( Me 😉) is there to help educate and inform you on all things real estate that are relevant to you buying or selling a home. When it comes to selling your home, they’ll give you tips on how to get it ready to sell, they’ll market it for and make it stand out among the rest, they’ll help you with all the complicated paperwork, and so much more.
But what your agent won’t do for you is tell you these three things:
✔️Your home isn’t worth as much as you think
✔️Kitchens Don’t Always Sell Homes
✔️A Home in Move-In Condition is Essential For a Sale
………… ALTERNATIVE CAPTION
Hard truths don’t come easy and are sometimes even harder to swallow.
Here are some “hard truths” your real estate agent won’t tell you:
✔️ Your home isn’t worth as much as you think
✔️ Kitchens Don’t Always Sell Homes
✔️ A Home in Move-In Condition is Essential For a Sale
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JULY 15 | Credit Score Readiness to purchase a Home
Hey friend, are you in the market for a new home?
One of the first things you’ll get asked is, “how healthy is your credit score?” If you’re not sure what that (very important) number means when it comes to buying qualifications, here’s a handy chart that breaks down where you’re at and where you might want to be:
700 & Up
Great score & your interest rate will be awesome
620-699
Clear your schedule. Let’s find your home
580 -619
You can, but It’s tight!
Below -579
We have a little work to do. But there are programs to get you on track.
Don’t forget to save this post to look back on as you climb the credit score ladder!
…………….. ALTERNATIVE CAPTION
Did you know that there are 3 types of credit checks from 3 different agencies?!
And just one of them could affect your overall credit score when applying for a mortgage. That’s why having all 3 reports from these corresponding agencies (Equifax, Experian, and TransUnion), will make things much easier when going through the application process.
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JULY 16 | HOME MAINTENANCE CHECKLIST
Not only does regular home maintenance save you money in the long run by helping to avoid major repairs, the way your home looks impacts your mood and mental wellbeing. So it pays to give it a spruce up every now and then.
Here are a few recommendations this month:
✔️ Check Water Softener
✔️ Check exterior lights bulbs
✔️ Inspect plumbing for leaks
✔️ Maintain yard growth
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JULY 17 | The only thing greater than the power of mind is the courage of the heart
I always hear people say “mind over matter” in challenging situations, but in my opinion, the real MVP is our heart. It can endure so much, but it keeps going.
Who’s with me ✋?
…………….. ALTERNATIVE CAPTION
Grow through what you go through. And remember…The only thing greater than the power of mind is the courage of the heart.
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JULY 18 | When you’re navigating a market like today’s current market who you work with matters
It’s no secret that today’s real estate market is unlike any other we’ve seen in the past. So, while there are some learnings that we can take from past markets, the uniqueness of the current market means that you’ll want a partner that…
✔️ Knows how to navigate the market
✔️ Has your best interest at heart
✔️ Is ready to go at a moment’s notice
If you’re looking for someone to be on your side that matches this description, DM me, and let’s see if we’re a good fit!
…………….. ALTERNATIVE CAPTION
Credentials and experience that produces results are hard to come by these days. Remember… When you’re navigating a market like today’s current market, who you work with matters!
Let’s discuss your real estate needs. Shoot me a DM to get started 😊
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JULY 19 | How many homes should I view before buying one?
That’s up to you! There’s no magic number, but technology has allowed home buyers to look at hundreds of homes in a matter of hours.
For sure, home shopping is easier today than ever before. For example, the ability to view homes virtually has completely changed the home buying game. Convenience is at an all-time high. But, nothing beats visiting a home to see how it looks and ‘feels’ in person.
My advice: Go easy on yourself trying to view 20 or 30 homes in a day. That’s information overload. View three to five homes in a day, and if nothing jumps out, take a breather and start again another time.
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JULY 20 | Protect your transaction from wire fraud
Scam artists are real! Protect your real estate transaction from wire fraud‼️
These steps may prevent falling victim to wire scam:
STOP: If you receive an email or text with wiring instructions, do not reply. If you receive a phone call with wiring instructions, tell the caller you’re going to hang up to verify the information.
CALL: To make sure you have received a legitimate request, call a trusted phone number you have used before to contact the lender or escrow officer or use a number written in the contract. Do NOT use a number listed in the email sent to you or call the number that texted you. There could be a fraudster on the other end of the call, ready to trick you into diverting funds to their account.
VERIFY: After calling a trusted number, talk to the person and verify that there has been a change to wiring instructions.
And remember, I am always here for you!
.
.
(Your name)
Your Company
(111) 111.1111
yourname@email.com
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JULY 21 | Key things to avoid after applying for a mortgage
Buying a home can get so complicated sometimes — it can get hard to keep track of what you should or shouldn’t do BEFORE and AFTER applying for a mortgage. But, it’s important to take these pieces of advice seriously, because they can make or break your ability to buy a home.
Here are three things you should NOT do AFTER applying for a mortgage:
❌ DON’T deposit or withdraw large amounts of money until speaking with your lender
❌ DON’T co-sign other loans for anyone.
❌ DON’T close any credit card
All of these have the potential to raise red flags to lenders and make the home buying experience even more complicated.
There’s so much to keep track of, so don’t forget to save this post!
…………….. ALTERNATIVE CAPTION
It’s exciting to start thinking about moving in and decorating your new place, but before you make your move, consider these 3 important steps to protect you from an otherwise strenuous journey:
🛑 Don’t deposit or withdraw large amounts of money until speaking with your lender
🛑 Don’t co-sign other loans for anyone
🛑 Do not close any credit card
Stay informed and always be prepared!
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JULY 22 | Low down payment or a low monthly payment?
What’s more appealing to you when it comes to financing your home — paying more upfront and less every month for the duration of your loan OR paying less upfront and, instead, having a higher monthly payment? Share below!
…………….. ALTERNATIVE CAPTION
With so many options and choices that can affect your upfront cost and monthly payments, sometimes it’s hard to decide which way to go.
Pay more upfront and less in the long run or a more balanced payment plan with less money upfront…What do you prefer?
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JULY 23 | THREE FACTORS DRIVING Real Estate Demand
Although the real estate market has started showing signs of cooling down, we’re still seeing a strong demand by home buyers, keeping prices relatively steady.
Here are 3 factors that are driving real estate demand:
🔸Supply chain interruptions delaying new home construction
🔸Move-up buyers seeking more space due to lifestyle shifts
🔸Rising mortgage rates, but still low enough to encourage buyers
Are you still on the hunt for a new home? Drop a ✋ below.
…………….. ALTERNATIVE CAPTION
There are a number of factors that impact real estate prices, availability, and investment potential.
Let’s look at interest rates, as one of the more important factors driving real estate demand.
Interest rates impact the price and demand of real estate—lower rates bring in more buyers, reflecting the lower cost of getting a mortgage, but also expand the demand for real estate, which can then drive up prices.
Are you still on the hunt for a new home? Drop a ✋ below.
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JULY 24 | IF YOU SEE SOMEONE WITHOUT A SMILE GIVE THEM ONE OF YOURS
It doesn’t cost much to make a positive impact on someone’s life. We never know what someone is going through, but one small gesture can make a huge difference.
Let’s pay it forward today, even if it’s just by sharing a smile.
…………….. ALTERNATIVE CAPTION
Sometimes the greatest gift you can give someone is a smile. A warm welcome and kind gesture can go a long way to brightening someone’s day.
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JULY 25 | NATIONAL WINE & CHEESE DAY
Whether you like a little cheese with your wine or a little wine with your cheese, we hope you’re celebrating today with your favorite pairing!
…………….. ALTERNATIVE CAPTION
My mouth is singing and my body is dancing. My soul is thanking this National Wine & Cheese day 🙂
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JULY 26 | Testimonial
Thank you for allowing me to serve you! Whether you are a buyer or a seller, you can trust that I have your back. Confidentiality is the top priority and I can assure you that as your realtor, I will not only protect your assets, but I will also know whether the information being requested by the secondary party within the deal is reasonable. Legal obligation to put you first is a soundproof reason to have me in your corner.
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JULY 27 | How “Buyable is your home in 2022?
So…How buyable is your home in 2022? First off, it’s important to know what buyers are looking for.
Here are some of the most desirable features for buyers in 2022:
- Outside Space
- Updated Kitchens And Baths
- Open Floor Plans
- Low-Maintenance Features
- Energy Efficiency
- Wireless Connectivity
Don’t sweat it if your home is lacking in any of these features. it’s my job to take your home and turn it into a seller’s dream!
…………….. ALTERNATIVE CAPTION
Are you considering selling your home this year? If you want to make it more “buyable,” take a look at this list of features that buyers are looking for in a home.
✔️ Outdoor space
✔️ Energy-efficient appliances, lighting, and windows
✔️ Large laundry rooms
✔️ More storage, including Walk-in pantries
✔️ Hardwood floors in the living areas
✔️ Full bath in the main living area
✔️ A side-by-side kitchen sink
How does your home rate? DM me and I’ll help you find out!
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JULY 28 | Qualities of a good neighborhood
There are a few things you should do before buying a home — from figuring out how much home you can actually afford, to finding ways to boost your credit score, and getting pre-approved for a loan. Once you’ve gotten all the preliminary stuff checked off your list, you may want to be mindful of the neighborhood your potential dream home might be sitting in.
So…What are the qualities of a good neighborhood?
✔️The neighborhood looks appealing
✔️You can move around without a car (high walkability)
✔️You can find essentials nearby
✔️It’s safe
✔️It offers easy access to medical care
Bonus: if you have children, or are planning to have children, check the school ratings — you’ll want a neighborhood that has highly scored schools nearby.
…………….. ALTERNATIVE CAPTION
A truly great neighborhood is one that is in sync with your current lifestyle, one that caters to your specific needs at this point in your life.
So, what are some of the qualities of a good neighborhood?
🔸 It looks appealing and you can find essentials nearby
🔸You can move around without a car
🔸It is safe and it offers easy access to medical care
Is there anything else that should be on this list?
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JULY 29 | #1 Home Seller Mistake
So…… What’s the #1 Seller Mistake? Not expecting home selling costs!
Some costs are a matter of choice, yet could be important investments in making sure your house sells for the highest amount possible—or that it sells at all. 🤔
Below are some costs to consider:
✔️Curb Appeal
Everything and anything in relation to sprucing up your home to attract buyers. First impressions are everything! ✨🏠
✔️Realtor Commissions
It’s simple really, you get what you pay for. If you want to sell your home for top dollar and quickly, hiring a professional, experienced Realtor means adding their fees into your budget. 🙋
✔️Hiring an attorney
Whether you’re required to use an attorney in selling your home varies from state to state, but it’s often a good idea either way. Your lawyer can draft the sales contract and represent your interests at the closing. What you’ll pay can vary widely from place to place, but it’s likely to be from several hundred to several thousand dollars.⚖️⚖️
There are more costs involved with selling but the bottom line is this: Selling a home isn’t free but it definitely pays off in the long run. 👌👌
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JULY 30 | MARKET SNAPSHOT
Great things happen when you have great people on your side! Let’s make your next home the greatest thing you can imagine! But first, let’s look at the housing market numbers.
Curious to find out how much your home can sell in this market? Let’s chat (847) 111-1111
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JULY 31 | Today is your opportunity to build the tomorrow you want
Whatever your goals, the decisions you make today will either help make it easier for you to achieve them or make it harder.
If your goal is to buy a home a year from now, figure out where you need to be financially, where your credit score needs be, etc. — in order to qualify. Then work backwards to break that main goal into smaller steps that are more easily accomplished.
Let’s put together a home buying plan for you! DM me for more info 😊
…………….. ALTERNATIVE CAPTION
A Negative mind will never give you a positive Life. Today is your opportunity to build the tomorrow you want!
Remember….Every step towards tomorrow’s finish begins with a single thought of what you wish to accomplish, Today
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THIS MONTH’S #HASHTAGS
We recommend using no more than 15 hashtags per each post. Copy these hashtags and paste them in your notepad along with the caption for each day. Be sure to rotate these hashtags and rearrange them for each of your posts. Use only 15 hashtags per post.
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*Be sure to include local hashtags as well! Yourtown+realtor, realtor+yourtown, etc
Let’s use the City of Chicago as an example: #chicagorealtor #realtorchicago #sellingchicago, etc
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