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MAY 2022
This calendar serves as an overview of all the ( copy & paste ) posts below. Also, it serves as a way to guide and educate you as far as how we break down the content.
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MAY 1 | Hello May
Today is the day we start fresh and new 🌷🌷🌷
May today bring with it the dawn of a shining new beginning – Releasing the past in order to open the doors and receive the blessings bestowed from our wildest and most vivid dreams.
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Every day is a new opportunity if you have the right mindset. What new opportunity are you opening yourself up to today?
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DOWNLOAD
*VIDEO TUTORIAL: Click Here>
MAY 2 | Real Estate Scramble
When things get confusing sometimes all that’s needed is a little patience and the opportunity to allow ourselves the chance to learn.
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Can you guess the four scrambled words? What about their meanings?
Hint: they all have something to do with the home buying process.
1. Offer: when you, the homebuyer, let the seller know how much you’re willing to purchase their house for — they’ll have the opportunity to accept or reject it.
2. Mortgage: an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property if you fail to repay the money you’ve borrowed.
3. Pre-Approval: a preliminary evaluation of a potential borrower (you) by a lender to determine whether they can be given a pre-qualification offer.
4. Equity: the difference between the fair market value of the property and the amount of money you owe on the mortgage.
Did you guess right? Comment below!
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MAY 3 | Is open house a smart marketing strategy in 2022?
Open Houses: A key marketing strategy or an outdated practice in today’s day and age…? 🤷
Believe it or not, open houses still hold their weight when it comes to implementing key marketing strategies! They help give customers a ‘feel’ for the home and an opportunity to personalize it. 😍
However, open houses, in most cases, do not sell houses alone. That’s why it’s important to employ many tactics and make use of digital marketing by reaching out to your customers on social media platforms. 👋
“Everything works better when beside it lies another that compliments it.”
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Drop a ✋ if open houses are your preferred method of scoping out homes you’re interested in!
I wouldn’t be surprised if I get 0 hands below.
Why?
Because, like most things in today’s world, this step in the home buying process is moving online. According to the National Association of Realtors, only 7% of buyers found the home they bought by visiting an open house or seeing a yard sign. Instead, most buyers are using real estate aggregator websites (think: Zillow) in their home search — 51% of them ended up finding a home they bought from an online search, and for buyers in their 30s, that stat jumps to 61%.
Do you agree? Let me know below.
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MAY 4 | Closing your credit Card accounts
Truth is, if you close your credit cards, it actually affects your credit history and could, in fact, lower your credit score!
So If you’re thinking about applying for a mortgage in the next couple of months, Don’t 👏🏻Close 👏🏻Your 👏🏻Credit Cards!
Just wait…and do it after. Sometimes we need that little bit extra on our score to get where we need to be.
Answer: FALSE ❌
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Although it might seem as though closing unused credit cards would help your credit score and, in turn, be a positive impact on your mortgage application, it can actually hurt you.
Why?
Because when you close a credit card two things can happen:
✔️ You won’t have the credit limit from that unused card anymore, so your credit limit will decrease, which may cause your utilization ratio to increase depending on how much outstanding debt you have, which can lower your credit score.
✔️ If the card you’re closing is an old credit card, this can affect the length of your credit history, which can also impact your credit score.
Questions? DM me and let’s chat!
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MAY 5 | Cinco De Mayo
This Cinco De Mayo, inhale Tacos 🌮 exhale negativity…. And remember, selling your house 🏡without an agent is like ordering a margarita without tequila
Keep me in mind for your home buying/selling needs!
**** Alternative caption
Today’s the day to take our hats off…and put our sombreros on. Remember…Happiness is eating tacos in your new home. Happy Cinco De Mayo!
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MAY 6 | 3 Reasons to sell your home right now
Demand is High and Supply is Low. That coupled with mortgage rates still low and the high appreciation value of homes… It has never been a better time to sell! 🤑
Keep in mind many people are looking for a change as they reevaluate their own living situation.
Remember…the longer you wait the more the competition will want to take advantage!
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Are you contemplating selling your home, but not sure if now is a good time?
Here are three reasons why IT IS A Good Time to Sell Your Home Right Now:
🔸 The demand is high:
As a result of the pandemic, a lot of renters have realized that they want a bigger and more comfortable space if they’re going to be spending more time at home. They also realized that they no longer want to throw their money down the drain and want to put what they’re spending towards a mortgage instead.
🔸 More buyers = more potential offers:
This creates more competition and potential bidding wars that can drive up the sale price of your home.
🔸 It’s a seller’s market:
High demand and low inventory make this a very strong market for sellers, so if you can, you should take advantage of it.
But if you’re looking to buy a new home after selling your current home, the low inventory means it might also be harder for you to find a home. If you’re worried about finding yourself in this situation, let’s chat! I might be able to find you a home that’s off-market and not actively listed yet.
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MAY 7 | IF YOU WERE SAVING FOR A Downpayment…
Life is made of decisions and hard cuts..and sometimes there is no easy answer, especially when it comes to the things we love. 😇
If however, it means saving enough money for that downpayment on our dream home…Well, then something just has to go.
Sorry, Amazon Prime…Starbucks, but my Friday nights and needing to save for my down payment are just a little more important right now 🤏
What About You..? 🤷♂️
What are some of the things you’ve had to sacrifice that were really tough when needed to save?
(I wanna hear in the comments below!)
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Which one of these would make the biggest impact towards a down payment if you cut it out? And which of these would you be willing to sacrifice in order to contribute more savings towards your down payment?
Are they the same? Comment below!
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MAY 8 | Happy Mother’s Day!
To all those beautiful women out there who have blessed this world with their love, I want to send a special Thank You! 🙏 The joy of being a mother, though celebrated only once a year, comes every single day!
May you and those you’ve raised brighten the future in the better days to come ☀️
——— Alternative caption:
A Mom turns a House into a Home Sweet Home. Wishing all the wonderful moms a day full of happy memories!
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MAY 9 | Testimonial / Can a landlord require…
Testimonial
Nothing excites me more than helping someone find their new home. You can be assured that I will do my best to help you find the perfect home and get you happily settled!
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MAY 9 | Can a landlord require…
Locale plays a big part, but just as well as the timing of this question. 😉
Are you already in an existing contract? If so, then the answer is no…Your landlord cannot require you to be vaccinated.
Although, when renewing a lease or signing a new contract, if implemented within the terms, the landlord can then require any and all tenants to be fully vaccinated.
A good rule of thumb though, in any case, if you have any questions, check local and state laws.✔️✔️
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With so much divide around vaccine mandates across the country, another area that is raising concern is whether or not a landlord can require tenants to be fully vaccinated.
Whether your landlord can require proof of vaccine depends on your state of residence. In most states, landlords do have the right to demand proof of vaccination before signing or renewing a lease. But that doesn’t necessarily mean landlords can demand proof mid-lease or evict tenants on the basis of not being vaccinated.
Of course, just as companies are required to offer exemptions or accommodations for religious or health-related constraints, so too are landlords generally required to do the same. But here, the laws get tricky, because in some cases, it can be difficult to determine what constitutes a valid constraint.
What are your thoughts on this? Comment below.
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MAY 10 | You have $10K for remodeling…
A tricky question I know!
Here are 4 main reasons why you may be thinking of remodeling:
✴️ To Personalize your home
✴️ To Fix existing issues or foreseeable problems
✴️ To Upgrade the style of your home
✴️ To Increase the value of your home
Don’t forget to make “your list” to see if the project you plan on doing fits your budget.
Remember that a less appealing room is always better than an unfinished one! 💡
……. Alternative Caption
Q: I would start my home remodel with…. 🤔
A: There are so many updates that can be made, it can be hard to narrow it down. But if you were to ask me, I’d have to say my kitchen. I love to cook and having all the storage and additional space would certainly be a huge plus for me.
What about you, where would you start your remodel? Share below!
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MAY 11 | What’s the most popular day to list a house?
The most popular day to list a 🏡 house is Thursday. It sounds like an odd choice, but here’s why:
Most buyers plan the houses they’ll see over the weekend. Fresh listings will catch their eye faster, and they’ll be more likely to want to see it right away to get ahead of the competition.
If you list your house near the end of the week, you’ll have a better chance of it being viewed and even possibly have multiple offers on it faster.
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You only have one chance to make a first impression with your listing, and it’s best to do that on Thursday. Homes listed on Thursdays are 12% more likely to sell within 15 days, and these Thursday-listed homes also are likely to be toured more by potential buyers.
Homes listed on Thursday:
✔️ Get toured 19% more than homes listed on other days of the week.
✔️ Tend to generate multiple offers above listing price
Are you thinking about listing your home for sale? Contact me for your complimentary property valuation (111) 111-1111
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MAY 12 | HOMEBUYERS BACK IN GREATER NUMBERS THAN LAST YEAR?
With decent mortgage rates…still, and everyone looking for a change of pace, the home-buyers are beating down the door. Stand back! 🙈
If you’ve decided to choose this prime time to sell your home then you will have no shortage of buyers – given you still gotta put the work in – no home simply sells itself 😜
But with a little bit of effort, you should have no problem selling. In fact, I bet they’re practically already lined up outside your door!
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Although we’re still in a seller’s market, we’re seeing a slight drop in mortgage applications to buy a home. The high sale prices paired with increasing interest rates has started pricing homebuyers out, especially first-time homebuyers.
Raise your ✋ if you can relate!
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MAY 13 | WHAT’S “FIRST TIME HOME BUYER PROGRAM”?
Do you have enough money saved to pay a 20% down payment towards a new home? Most first-time homebuyers don’t. And with home prices hitting all-time highs… That might present a bit of a challenge.
But that’s why first-time homebuyer programs exist with the purpose of:
✔️Down Payment Assistance
✔️Government-Backed Loans
✔️Down Payment Grants
✔️Tax Deductions
✔️Closing Assistance
These programs vary from state to state, so be sure to research your options and see what you qualify for.
………… ALTERNATIVE CAPTIONS
For the first-time homebuyer (FTB) there are many programs and grants available to assist with the purchasing of a home – one that the buyer does not have to pay back 😉
These of course vary, depending on where you live, but you can be sure that there’s help out there, and sometimes all ya gotta do…is ask for it 🙋
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MAY 14 | I REGRET INVESTING IN REAL ESTATE…
Whether you want to get into flipping houses, become a landlord, or want to grow an Airbnb rental empire, there’re many ways to invest in real estate.
Here are just 5 reasons that make investing in real estate a good idea.
🗝 Great returns and opportunity to build capital: If the real estate you own increases in value over time, you can sell it for a solid profit.
🗝 Diversification of assets: Adding real estate to your investments boosts your diversification, which can protect you in times of economic turmoil, especially if you invest in stocks.
🗝 Long-term security: real estate is a long-term investment, meaning you can hold it for several years as you wait for it to appreciate and if you’re not living in it, you can rent it out for additional income in the meantime.
🗝 Tax benefits: you can deduct several expenses associated with owning an investment property, including your property taxes, mortgage interest, property management fees, property insurance, the costs of ongoing maintenance, the cost of repairs, and the money you pay to market your property to potential renters.
🗝 Passive income opportunities: leasing your property to a long-term renter requires less of your time and effort than short-term rentals, while providing you with a steady monthly income.
Ready to invest? DM me and let’s chat about what you have in mind!
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Real estate investors make money through rental income, appreciation, and profits. This is a Fact!
There are so many benefits to investing in Real Estate:
✅ Passive Income
✅ Stable Cash Flow
✅ Tax Advantages
✅ Diversification
✅Leverage
You might have your own reasons why you might decide to invest in real estate but truth is, there is hardly ever a real reason not to! 🥰
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MAY 15 | IF YOU CAN DREAM IT, YOU CAN MAKE
You are capable of more than you realize. It’s all about how much you really want it and how much energy you’re willing to put towards it.
Like and save this as a reminder 💫
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Between dreams and reality lies the realm where all things happen and are made true. This is the place of liminality – where focus lies with the derivation of our intent.
Do not let doubt or criticism seep its’ way in and poison your mind.💖
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MAY 16 | What’s your Monday routine?
Are any of these part of your Monday routine? How you start your Monday can set the tone for the whole week, so how are you starting the first day of each week?
Remember… it shouldn’t always be about the grind — make sure you’re giving yourself the time and space to take a break, reflect, and recalibrate when needed!
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Nobody likes Mondays…but that doesn’t mean we can’t get it off to a good start. 💪
- Waking up to the smell of freshly brewed coffee.
- Finding something to smile or laugh about in the first hour of waking.
- Remind yourself that it’s OK to take breaks when feeling overwhelmed.
Balance is Best 💖
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MAY 17 | After closing expenses
Ouch! Don’t Forget those after-closing expenses…
Sometimes we fail to take into consideration the estimated costs for things we might need after the move-in.
This may be painting walls that are faded or chipped, updating rooms with that big screen tv, or even adding a lovely sofa set to make things a little more comfortable. ✨✨
Remember, no matter how small or large, every home purchase will always come with after closing expenses. So don’t be caught off guard and always have little extra cash or a budget to get started. 👍
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You’re planning to buy your first home, you’ve saved enough for your down payment, you’ve taken closing costs into account too, but what about after closing costs that you might incur?
Ok….So what are the after-closing costs?
Any expense you might find yourself racking up after you’ve closed escrow. These can include light home updates like painting walls and updating hardware and costs to furnish your home and can be anywhere from 3% to 25% of the sale price of your house.
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MAY 18 | At what age did you buy your first home?
Truth is, you are never too old to buy a home.🏠
However, there are different considerations to take into account when buying a home near or in retirement.
⚜️ Is buying my home a good financial option?
⚜️ How will this home fit my retirement lifestyle?
⚜️ What type of home maintenance will be involved?
⚜️ Will this home be suitable if my health declines?
These are very important questions to ask yourself if buying a home later in life. 🤔
Remember, no answer is wrong. So, how old were you when you bought your first home? Share your experiences down below… 👇
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Raise your ✋ if you own at least one home.
The current median age for first-time homebuyers is 33 years old. Does that align with how old you were when you bought yours?
Did you know that it’s the highest it’s been since 1981? Back then it was between 28 and 29 years old.
So, how old were you when you bought your first home? 👇
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MAY 19 | BONFIRE WITH FRIENDS OR HAPPY HOUR ON THE PATIO
Let’s play a quick round of would you rather….So tell me, what’s your fav.?
Sitting beneath a star-lit sky with friends and cold drinks – cozied up around the warm glow of a crackling fire 🔥
Or…
Lounged back on your newly renovated patio with good music and friends – sipping martinis and soaking up the sun to the blue sky above? 🍸
Comment Below ⤵️
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Do you love the outdoors or are you someone who prefers their creature comforts? Let me know in the comments below!
Personally, I’m a fan of both, it just depends on my mood 😊 What about you?
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MAY 20 | Show your home at low traffic times
No one likes to hear the sound of cars whizzing by when they’re trying to relax at home. Especially at night.
So, here’s a hack you may not have heard of before as a seller:
if you want your home to be more sellable, schedule tours and viewings at times when you know there’s less traffic around your neighborhood so that it appears quieter than it might actually be.
You’re welcome 😉
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Does your home have loud neighbors? 🙉 Heavy traffic at certain hours?
This is when you gotta play it smart! 🤓
Showing your home at times when the neighborhood is as quiet as possible is vital to a successful sale!
Let’s face it…Every neighborhood has its pros & cons but showing your home at low traffic hours can definitely make the selling process that much more appealing 💰💰
Make sure to familiarize yourself with what’s going on in the neighborhood. 😄
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MAY 21 | 4 STEPS TO SAVING FOR A HOME
No one ever runs before they walk…It starts with one foot in front of the other – taking one step at a time. Saving for a home is very similar. We don’t just jump right in and say, “We’re buying a home tomorrow!”.
Well, at least we shouldn’t 😅 Not if we want to avoid an innumerable amount of pitfalls and unnecessary expenses.
Here’s what I recommend:
🔸Talk to a mortgage expert to get an estimate of the cash needed to close
🔸Allocate a monthly savings goal
🔸Trim your expenses as much as possible
🔸Find out your credit score and improve it
Like anything, we have to take steps that lead us to other steps – that eventually lead us to our goal.
Ready to take that first step? Let’s chat! Simply give me a call or send me a DM 💌
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If you’re preparing to buy a home, don’t underestimate how beneficial it can be to plan ahead and to get info from a professional ( Me 😊). You can also be proactive with the process and follow these steps to get started:
🗝 Talk to a mortgage expert to get an estimate of the cash needed to close
🗝 Allocate a monthly savings goal
🗝 Trim your expenses as much as possible
🗝 Find out your credit score and improve it
Not sure how to follow any of these steps? Reach out and I’ll help you get started.
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MAY 22 | You can’t start the next chapter of your life
The past is meant to stay in the past. Learn from it and take what you need from it, then move forward. Time continues to move forward regardless….Are you moving with it?
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Sometimes it feels like life is on repeat…that we’re reading the same chapter over and over without any change. 😵💫 It gets old pretty quick! Remember….You’re the author of your story capable of changing the plot at any time! Whether that means starting a new chapter (or throwing the book out entirely) you have the power to create something new. 💪
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MAY 23 | Do you know what that interest rate will cost you?
Fixed or floating? It’s time to do your research!
Let’s be honest, How many of these do you actually do… 😬
🔸Check Your Credit Scores and Reports
🔸Work on Your Credit Score
🔸Save Up for a Bigger Down Payment
🔸Consider a Shorter Loan Term
🔸Increase Your Income
🔸Decrease Your Debt
🔸Apply with at Least Three Lenders
🔸 Continuously monitor Mortgage Rates
I know there are sooo many things to think about when buying a home. But take a breath, I’m here to help. 😉 Simply send me a message to get started!
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The national average rate for a 30-year fixed mortgage is 4.27% as of March, this is up from 3.24% at the end of 2021 — meaning you would be paying 32% more on your mortgage today than if you had secured it back in December! And this isn’t a one-size-fits-all rate. Your credit score and down payment amount can impact this rate in either a positive or negative direction.
Although these percentages might seem like a small number, they matter. And the higher the price of the home you’re buying, the more daunting this number will seem. So, what can you do to ensure you lock in a decent interest rate and lower your monthly mortgage cost?
✔️ Try to get your credit score to at least a 740, that’s the minimum lenders will typically award the lowest interest rate to.
✔️ Also, if you can, pay as much as you can for the down payment, this will lower the amount you’ll owe, and paying more upfront means paying less later.
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MAY 24 | Home Maintenance Checklist
It’s time for the upkeep! First thing, let’s make a list! What needs to be done..?
✴️ Trim trees, bushes & shrubs
✴️ Fertilize lawn
✴️ Clean window screens
✴️ Oil garage door tracks
Anything else..? Let’s add it!
Now, how can we save some extra cash and put it back in our pocket 🤔 …What’s that? Ooooh Uncle Bob’s a landscaper? Well, invite him over for a couple o’ cold drinks and ask him if he might help out a little.
Family and friends are a great way to get a lot of things done fast, especially when those people have different skillsets they can employ and enjoy! 👪👪
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Owning a home is like being in a committed relationship; the longer you’re in it, the more comfortable you get and the less effort you put into it.
Who’s guilty? Maintenance items like cleaning window screens and oiling the garage door tracks get neglected once you’ve been in your home after some time. But, just like a relationship, it’s important to pay your home the attention it deserves to keep it alive and well.
Do you agree? 👍 or 👎? Share below.
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MAY 25 | Beach view or Mountain View?
Beach or Mountain…Is there a better view? Only in the eyes of the beholder…
On the beach, you have the cool breeze of the sea and the vastness of the horizon (even better with a beer in hand). A beautiful serenity- totally indescribable. And as to the mountains…You rise with the sun itself. Never are we closer to nature than when we are here, for those to whom hearts lie. But which do you prefer?
Comments and preferences below👇
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The sun sets a little differently against each. Which do you prefer?
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MAY 26 | LOCK PERIOD
Who doesn’t love a little peace of mind? 🤗 Especially in a world where it’s often hard to find! That’s why for borrowers there is a specific allowance of time that the mortgage lender will keep the loan open- without having to worry about those bothersome rates rising.🙌
If only, everything in life could be this forgiving! 😅
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Buyers, know your rights! If you’ve been approved for a home loan, the lender needs to lock you into that rate for 30 or 60 days depending on the policy, which means they can’t raise the interest rate if rates increase before the sale completion.
Save this so you don’t forget!
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MAY 27 | Dear Renting Let’s break up
Isn’t it time you ditched the monthly rent for a monthly mortgage (aka an investment?)
As inflation continues to rise, the cost of living continues to get higher. This includes the cost of rent. Instead of giving your money to someone else, why not invest it into something that you could own?
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To my temporary home,
You’ve been a large part of my life, but now it’s time we move on. I know you’ll find someone else, just like you found me. But I’m moving on to bigger and better things – to a place in my life where I’ll have more. To be honest, it’s not me, it’s you.
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MAY 28 | 12 million people living in U.S…
Absurd, or just outright insane? Sadly it’s true though. There’s a reason more and more people are becoming homeowners and getting into the real estate market…Because It’s Smart! 📈💰
Imagine the money you could save..for remodeling, vacation, that new car you’ve always wanted, or those coveted designer shoes. Not many people pay attention to statistics, but those who do usually get ahead.
Inform, Assess, and Adjust. Key advice for key-driven people 👌👌
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Did you Know that 12 million people living in the U.S spend more than half of their income on rent? As if you needed another reason to stop renting…
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MAY 29 | IF YOU CAN CHOOSE YOUR SPOUSE ONLINE…
Who says looking for a new home has to be an inconvenience.. 🤷
If you can find your spouse online, then why not a house..? Today’s tech has the ability to make our lives easier…if we let it!💡 We don’t have to take a flight or a weekend trip halfway across the country only to be disappointed by what we see. 😬
So why not do it easier…Make use of online tools and virtual open houses. Save yourself the time and money and you’ll thank yourself for it later.
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Just as online dating has become the new normal, so has online home buying. The numbers speak for themselves.
According to the National Association of Realtors, only 7% of buyers found the home they bought by visiting an open house or seeing a yard sign. Instead, most buyers are using real estate aggregator websites (think: Realtor) in their home search — 51% of them ended up finding a home they bought from an online search, and for buyers in their 30s, that stat jumps to 61%.
Did you find your home online? Share below!
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MAY 30 | Memorial Day
Today we remember and honor the brave men and women who have given the ultimate sacrifice to ensure our freedoms. Thank You! 💖🇺🇸
We at [ Your Company ] are wishing you a relaxing and safe Memorial Day!
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MAY 31 | Market Snapshot
What did the real estate market look like over the last 30 days? Things are still hot, hot, hot! I’ll let the numbers speak for themselves!
If you’re looking to buy or sell, DM me and let’s get you a great deal!
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A good way to measure success is through Research! Don’t take lightly the importance of charts and keeping track of the market. 🤔📈
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THIS MONTH’S #HASHTAGS
We recommend using no more than 15 hashtags per each post. Copy these hashtags and paste them in your notepad along with the caption for each day. Be sure to rotate these hashtags and rearrange them for each of your posts. Use only 15 hashtags per post.
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*Be sure to include local hashtags as well! Yourtown+realtor, realtor+yourtown, etc
Let’s use the City of Chicago as an example: #chicagorealtor #realtorchicago #sellingchicago, etc
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