OCTOBER 2022 - SOCIAL MEDIA POSTS - 847Studio

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JULY 2022 | AUGUST 2022 | SEPTEMBER 2022 | OCTOBER 2022

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OCTOBER 2022

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OCT 1OCT 2OCT 3OCT 4OCT 5OCT 6OCT 7OCT 8OCT 9OCT 10OCT 11OCT 12OCT 13OCT 14OCT 15OCT 16OCT 17OCT 18OCT 19OCT 20OCT 21OCT 22OCT 23OCT 24OCT 25OCT 26OCT 27OCT 28OCT 29OCT 30OCT 31#HASHTAGS

OCTOBER 1 | Hello October

Hello October! Who’s ready to see some gourd-geous homes!?

The fall season has officially arrived and I could not be happier! Crisp weather, warm colors, and everything pumpkin spice…what could be better?

Cheers to a new month and all the new opportunities it will bring! Will this be the month that you seal the deal on your dream home?

……………………………………………….ALTERNATE CAPTION

I Fall so hard for this time of year. The leaves are turning, the weather is changing and [your town] has never looked more beautiful. What’s your favorite thing about this time of year?

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OCTOBER 2 | Fall Home Decor Ideas

Apple picking, leaf-peeping, and hayrides are fun and all, but sometimes the best part of fall is simply cozying up in the great indoors.

Spice up your space with these Fall home decor ideas:

🔸Elevate the traditional fall decor with softer hues like white and sea-foam
🔸Decorate your front door with some autumn colors
🔸Try a preppy look with white pumpkins and gingham ribbon.
🔸Swap bright summer blooms for fall flower arrangements in shades of orange, burgundy, and yellow

You’ll give your front porch, living room, bedroom, or any other space in your home a taste of autumn with pumpkins, plaid, chunky blankets, and more seasonal staples.

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OCTOBER 3 | Is the shifting market a challenge or an opportunity for homebuyers?

We’ve heard it all before: the market is shifting. With that being said, does this lead to more challenges or opportunities for homebuyers?

Here’s what you need to know:

🔸 The market is becoming more buyer-friendly

🔸 Homebuyers can afford to be pickier in their search

🔸 There’s more inventory to choose from

Despite a few challenges, the market is moving in the right direction for homebuyers. Take advantage of the opportunities as they come!

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OCTOBER 4 | MYTH vs FACT: It’s fine to sell your home as is

Is it fine to sell my home as is?

The short answer: Yes and No, depending on your situation!

Let’s explore selling your home as is:

Pros:

✔️Saves time

✔️Saves money

Cons:

✔️Lower selling price

✔️Less interested buyers

✔️Buyers may have issues securing a mortgage

Ultimately, if you want to get the most out of your home, you should make the necessary repairs and updates!

……………………………………………….ALTERNATE CAPTION

Here’s yet another home-selling myth you need to stop believing❗

❌ MYTH: It’s fine to sell your home as is

✔️REALITY: Some people will tell you that repairing the damages right before you sell your property will be a waste of money because it’s the buyer’s job to do so. Although you can take that risk, if your home is in poor condition, you’ll have a much harder time selling it. Focus on getting the basic, necessary repairs done to reduce problem areas that might turn buyers off.

DM me and let’s chat more about what to do and what not to do when selling your home.

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OCTOBER 5 | What to ask your lender when looking to buy home

If it’s your first time buying a home, or you’re looking to start over, knowing the right questions to ask your lender will put you ahead of the game.

Here are a couple of questions to keep in mind:

✔️Do you have an origination fee?

An origination fee provides additional profit for the lender beyond what’s built into the interest rate. A good follow-up question: What are all of your lender fees?

✔️What other costs will I pay at closing?

Fees charged by third parties, such as for an appraisal, a title search, property taxes, and other closing costs are paid at the loan signing. These costs will be detailed in your official Loan Estimate document and your almost-time-to-sign Closing Disclosure. But the sooner you know what they are, the better you can shop, compare — and prepare — for them.

Are you looking for a reputable mortgage specialist? I would be more than happy to recommend a few. DM me for more info

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OCTOBER 6 | DID YOU KNOW? There are more single female homeowners in the U.S. than single male homeowners

Fast facts – real estate edition: Did you know that there are more single female homeowners than single male homeowners in the U.S?

It’s true, female homeowners are on the rise! More women are seeking financial independence or investment opportunities through real estate than ever before. I can’t blame them! Cheers to you, ladies!

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OCTOBER 7 | Buyers! Experience my excellence for free

Keep calm and let me work my realtor magic!

Are you in the market for a new home? Looking for a painless homebuying process? Buyers, I’ve got you!

Luxury and excellence at no cost…Who knew free could look this good?

Whatever your visions are, I am here to help you achieve them!

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OCTOBER 8 | What’s your New Home Non-negotiable?

Let’s talk about non-negotiables!

2-car garage vs. large backyard… Which is at the top of your list?

Some features of a home are worth fighting for, others we can do without! Before you begin your home search, be sure to make note of all your non-negotiables. This helps us realtors match you with your dream home faster!

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OCTOBER 9 | You can You Should and if you start, you will

A friendly reminder that you’ve got this! Anything you want is achievable and all the power lies within yourself. Stay strong and go after your wildest dreams. Eventually, you will get there!

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OCTOBER 10 | COLUMBUS DAY

Happy Columbus Day! This day marks the beginning of the American dream and life as we know it today. It all started here…

Today, we celebrate Christopher Columbus and his historic arrival to America in 1492. Look where we are now, because of his incredible discovery!

Here’s to the land of opportunity!

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OCTOBER 11 | It’s too difficult to predict price of closing costs T or F

It’s too difficult to predict the closing costs. True or false?

False! Typically, buyers can expect the closing costs to range anywhere from 3-6% of the home’s purchase price. Some buyers can even avoid these costs by negotiating for the seller to pay them instead!

Need an expert’s help in negotiating these closing costs? Let’s talk 😉

……………………………………………….ALTERNATE CAPTION

Transparency is key. Ask your mortgage broker to provide an estimation of closing costs, so that there are no surprises down the road.

The answer: False! I can help you get a good grasp of your costs.

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OCTOBER 12 | Would you rather a move-in-ready home or a fixer-upper?

Would you rather buy a move-in-ready home or a fixer-upper? Before you answer this question, here’s something to consider:

🔸 The price of a fixer-upper is usually a lot lower than the market price the home will command after the fixes bring it up to snuff.

🔸The lower price and potential increase in value entices people, especially in today’s economic climate.

On the other hand, buying a move-in ready home means no painting, no carpeting, no knocking out walls, no plumbing fixes or electrical problems, no room additions or landscaping changes. Just moving in and unpacking boxes.

Which one is right for you?

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OCTOBER 13 | Buyer Tip: Don’t make any big purchases 3 to 6 months before buying home

It’s not wise to make any big purchases or move your money around three to six months before buying a new home.

🔸Avoid any shifts in your credit profile
🔸Lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible.
🔸If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a hard time getting a loan.

Bottom line: Save money and money will save you!

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OCTOBER 14 | My goal is to help you reach your keys

That feeling when you first hold the keys to your new home…

It really doesn’t get much better than that!

My goal is to help you reach those keys and unlock your dream home! While homeownership is such an exciting step, it can also be overwhelming. I hope to make this process as smooth as possible for my clients!

Ready to say yes to the new address? Let’s connect!

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OCTOBER 15 | Pre-Approval Checklist

Set yourself up for home buying success and get pre-approved for your mortgage!

So…What will you need to submit to your lender for a smooth Pre-Approval?

✔️Driver’s License & SSN

✔️One Month of Paystubs

✔️Two Years of W-2’s and/or Tax Returns

✔️P&L (if self-employed)

✔️Two Months of Bank Statements

**More documents may be needed depending on your lender

By getting Pre-Approved, you improve your buying credibility and speed up the closing process. Talk about a win-win!

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OCTOBER 16 | One day or day one. It’s your choice

All goals must start somewhere, you just need to be bold enough to go for it! Progress is progress, even if it is only a few small steps at a time. Trust the process!

What goals are you going to start crushing today?

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OCTOBER 17 | Should you show the house last minute, even if it’s not in perfect shape?

This may be the most inconvenient task of selling your home — But you never know when your agent may call with a serious buyer who’s hoping to schedule a showing, like, Now! And if you want to sell your home as fast as possible, turning down showings is no good.

Let your agent know that you won’t have time to clean up, and they can relay the message. Then, in a pinch, just follow this emergency house showing checklist:

✔️ Put all the toilet seats down
✔️ Remove personal items/toiletries from the bathroom
✔️ Wipe down any surfaces that need it
✔️ Empty your garbage
✔️ Put everything from the sink in the dishwasher
✔️ Sweep floors where there is obvious dirt or debris
✔️ Make the beds
✔️ Close closet doors

If you follow these tips, it’ll be hard to go wrong… and you’ll be signing your home over to its new owners in no time.

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OCTOBER 18 | Does an Impending Recession Hurt the Housing Market?

The word recession is enough to send chills down anyone’s spine, especially homeowners and homebuyers. What will happen to the housing market? Will we see another housing crisis like 2008?

Fortunately, the answer is ‘no, we will not see another housing crisis.’ Here’s why.

🔸 Home Prices Remain High
If you’ve monitored the housing industry over the last couple of years, you know home prices are wildly inflated. That was due to the crazy high demand and much lower supply. It was a natural turn of events.

🔸 Supply is Still Low
A recession may cause lower demand for housing, which isn’t bad. Right now, demand still exceeds supply, keeping prices elevated. If demand falls, it will equal the supply or close to it, and even out the playing field.

🔸 It Would Still be a Good Market for Buyers
Today’s situation is different. The Fed normally floods the economy with money to stop the recession. This time, however, the recession is a good thing because it will stop the crazy inflation we’ve had last year.

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OCTOBER 19 | SHOULD I SELL OR RENOVATE?

Should you sell or renovate?

If you are stuck between upgrading your home or moving on, be sure to ask yourself:

✔️ What are my desires?
✔️ Do I like my current location?
✔️ What is my budget?
✔️ Is it a good time to sell?
✔️ Am I able to move right now?

Be sure to weigh all your options and consider the external market factors. If you need some expert advice, feel free to reach out!

……………………………………………….ALTERNATE CAPTION

Both moving and renovating can be stressful, costly, and time-consuming. Here are two things to consider regarding whether to sell or renovate:

🔸 Is it cheaper to renovate or move?
Renovations come with immediate, out-of-pocket expenses, whereas moving can put money in your pocket now but may cost you more down the line.

🔸 Is the timing right for you and your family?
Consider that moving translates into changing school districts, commute routes, and mortgage costs. Renovating your house, on the other hand, comes with immediate expenses, with the average home remodel costing $46,503. Would it make sense to take advantage of your equity and sell for extra cash?

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OCTOBER 20 | Have you thought about your down payment?

Money isn’t everything, but everything needs money! Have you thought about your down payment?
An ideal down payment in the eyes of a lender is 20% of the home’s purchase price. By putting down 20%, you don’t have to pay private mortgage insurance (PMI).

But depending on the price of the home, 20% could be out of reach for many buyers. In fact:

🔸Most first-time homebuyers put down less than 10%.
🔸FHA loans allow down payments as low as 3.5%. And some VA Loans allow for no down payment.

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OCTOBER 21 | Should I buy a new home before selling my current one?

Sure, buying a new home before selling your current one would make it easier to move. You wouldn’t have to worry about where to store your stuff or where to stay. But an “easier move” may involve risk and potential complications of having dual mortgages.

Here’s something to consider:

🔸 If the built-up equity in your current home, It could be applied towards the down payment on the new home. Naturally, your old home will need to be sold first.

🔸 One traditional trick of buying and selling a home at the same time is the contract contingency. When you make an offer on your new home, you can make the purchase contingent (or dependent) on the sale of your current home.

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OCTOBER 22 | What if my offer is rejected?

A declined offer is not always the final answer. In fact, there are a couple of steps you can take if you really want the house:

🔸Counteroffer ~ if your offer was rejected, it is likely that they may have received a better offer elsewhere or your price was simply too low. If you can, raise your bid.
🔸Reconsider any contingencies ~ if your offer includes contingencies, you may want to revisit why you set them.

Remember…Sellers want an easy deal that allows them to get the most out of their home.

……………………………………………….ALTERNATIVE CAPTION

Sellers can flat-out accept or reject an initial offer. The good news is sellers can also initiate a counteroffer.

Remember this:

☑️ A deal isn’t dead until it’s dead.
So, if a counteroffer is proposed by the seller, you’re still in the game.

☑️ You and your agent ( Me ) just need to review it to determine whether the counteroffer is acceptable.
If so, then approving it closes the deal immediately.

Keep in mind, offers and counteroffers can go back and forth many times; this is not unusual and negotiations are a part of what Realtors do. Each revision should bring both parties closer together on the terms of the deal

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OCTOBER 23 | Happiness is a warm house with a big kitchen

A Warm House + A Big Kitchen = Happiness!

Nothing is more welcoming than a large yet cozy space where you and your guests can gather! The kitchen is the center of the home, it has to be spectacular!

What does happiness in your home look like?

……………………………………………….ALTERNATIVE CAPTION

Good food and a warm kitchen is what makes a house a home! The key to your dream kitchen is just a call away!

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OCTOBER 24 | Mortgage rates are likely to fall this year | T or F

Many factors influence mortgage rates, including inflation, world events, economic crises, personal factors, the Federal Reserve, and even bond prices.

Even if mortgage rates remain where they are this year, they still remain attractively low!

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OCTOBER 25 | Seller Tip: The right price matters, but so do flowers and fresh paint

Seller Pro Tip: The right place matters, but so do flowers and fresh paint!

Sometimes, those smaller improvements make all the difference. You do not have to spend a lot of money to give your home a little pre-sale refresh!

Your home is the ultimate canvas! If you want to sell fast, go the extra step to make it feel like home for potential buyers. Nothing livens up a space quite like fresh flowers and paint!

……………………………………………….ALTERNATE CAPTION

Your home will look bigger and its best features will stand out best when there is the least amount of stuff in it.

Plus, storage space is a big selling point for buyers, and the less of your stuff they see in the closets, the bigger your storage spaces will look.

Now’s the time to go through all of your stuff and donate, give away, or trash anything you don’t love or need. And decluttering now will reduce the amount of stuff you have to move when it’s time to go.

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OCTOBER 26 | National pumpkin day

Today we celebrate National Pumpkin Day. Go grab yourself a pumpkin spice latte and get ready because I’ve got an exciting list of ways to satisfy all your pumpkin cravings.

Here are a few ways you can celebrate National Pumpkin Day:

1.Visit a pumpkin patch
Certain pumpkin patch locations will have activities for the whole family, plus you’ll be supporting a local business.

2. Make jack o’ lanterns
Once you’ve picked out the perfect pumpkin, it’s time to take it home and carve a face into it. You can pick up one of those pumpkin-carving kits that include pre-printed designs and tools.

3. Decorate with pumpkins!
Pick up a few of the smaller pumpkins to scatter around your home as fall decor (inside and out)

4. Make something with pumpkin
Whether you make a loaf of pumpkin bread, cookies, pie, soup, or some other sort of dish, cooking or baking is a great way to make the most of National Pumpkin Day. Yum!

5. Get a pumpkin spice latte
National Pumpkin Day would not be complete without getting (or making) a pumpkin spice latte. Get in touch with your most “basic” self, and drink up!

And remember, I will always carve out time for you and your referrals!

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OCTOBER 27 | Did you know 74% of first-time homebuyers made a down payment of less than 20%

Did you know? 74% of first-time homebuyers made a down payment of less than 20%

These days, you don’t have to put down a significant payment amount to secure your dream home! Depending on your situation and the realtor’s advice, you can put down much lower and still lock in agreeable terms!

Are you a first-time homebuyer and are not sure where to start? Let’s have a chat!

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OCTOBER 28 | HOMEOWNER CHECKLIST

Just like you, your house and its many components get a year older every 12 months. Here are a few simple maintenance tasks for the month of October that can help your home age gracefully:

🔸 Store the yard furniture
🔸 Stow the water hose
🔸 Feed and seed your lawn
🔸 Test the sump pump

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OCTOBER 29 | MARKET SNAPSHOT

What’s trending in the market right now?

Here’s the local breakdown:

– Average SOLD home price has [ fallen ] just under [$ 1k ]

– Homes FOR SALE are spending just about [ 35 DAYS ] on the market

– [109] listings, with [56] closed sales

Do these trends surprise you?

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OCTOBER 30 | Testimonial

Happy clients = Happy realtor!

I am so thankful to have a career that connects me with such incredible people. Knowing the positive impact you’ve made on someone’s life is just the icing on the cake! My clients are hands down the best part of what I do!

THANK YOU for making this career so fulfilling.

Cheers to amazing clients!

……………………………………………….ALTERNATE CAPTION

Today’s agenda: Make people smile!
Getting my clients in their dream home is why I love what I Do. Making you happy makes me happy!

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OCTOBER 31 | HALLOWEEN

Looking for a Boo-tiful new home in this spooky market?

The trick is finding the best agent to represent you during your house search! Whether you are buying or selling, get treated with the exceptional client service you deserve. No tricks, just treats!

Ready to get started? Give me a call and we’ll carve out some time to discuss your options!

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THIS MONTH’S #HASHTAGS

We recommend using no more than 15 hashtags per each post. Copy these hashtags and paste them in your notepad along with the caption for each day. Be sure to rotate these hashtags and rearrange them for each of your posts. Use only 15 hashtags per post.
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*Be sure to include local hashtags as well! Yourtown+realtor, realtor+yourtown, etc
Let’s use the City of Chicago as an example: #chicagorealtor #realtorchicago #sellingchicago, etc
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To copy hashtags from your phone or tablet press and hold anywhere on the text area. There you should see an option to highlight and copy text

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