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SOCIAL MEDIA CONTENT
NOVEMBER 2021
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NOVEMBER 1 | HELLO NOVEMBER
Oh heeey, November! 🍂🍁 Do you know what that means? Thanksgiving, colder temperatures, delicious cinnamon & spice lattes, and Football! And most importantly, the month where we tend to take a step back and think about all that we are thankful for.
Comment below one thing you are most thankful for this very moment – I would love to hear it! ♥️
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NOVEMBER 2 | HOMES & REAL ESTATE ADVICE – I HAVE BOTH!
Need a home? Need real estate advice? Well…look no further than yours truly!
Be sure to send me a DM, give me a call, or visit my website in my bio to learn how I can get you in your dream home or provide the answers you need now!
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NOVEMBER 3 | Factors That May Impact Pre-Approval
Before you start the house-hunting process, there are a few important steps you can take that will both save you time and make the process easier.
So… What can really impact your pre-approval? Let’s break it down:
🗝 Income
When it comes to purchasing a home, lenders look beyond your paycheck. Making sure that your proof of income shows consistency, above other factors including a solid credit score and down payment.
🗝 Employment History
Stable employment history is proof that you have a steady flow of income as well as a high ability to make mortgage payments. While gaps in employment history can impact eligibility or require more work to substantiate, however, it’s not impossible to get approved.
🗝 Other debts you owe
Your debt-to-income ratio (DTI) is used to help lenders determine your borrowing risk. This refers to how much income you are generating to service debt. Having a low DTI ratio is something that will show that you have a sufficient amount of income to service debt. This is something that will stand out amongst lenders.
I can help walk you through the process. Let’s connect!
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NOVEMBER 4 | 4 Tips To Sell Your Property Faster
Are you ready to sell your property for top dollar and super fast? 🤩 Then set yourself up for success by honing My Top 4 tips below.
✔️ Have a friend or an agent, someone with a fresh pair of eyes, point out areas of your home that need work. Because of your familiarity with the home, you may be immune to its trouble spots.
✔️ Decluttering, cleaning thoroughly, putting a fresh coat of paint on the walls, and getting rid of any odors will also help you make a good impression on buyers.
✔️Your home will look bigger and its best features will stand out best when there is the least amount of stuff in it. Plus, storage space is a big selling point for buyers, and the less of your stuff they see in the closets, the bigger your storage spaces will look.
✔️ If you could use a hand with executing these pointers, you might want to consider hiring an experienced real estate agent (Me!) as your first step. An agent like me can help you come with your winning selling strategy, help you stage your home, and point you in the right direction for professional photography!
Having an agent in your corner will make your selling process 10x more effortless because you have an industry expert who can guide you every step of the way! If you’re still on the hunt for the right agent to help you sell your home, give me a call at (111) 111-1111 to learn how I can help! 📱
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NOVEMBER 5 | How to Win multiple offer situation
Have you ever wondered what it takes to make a secure offer on your dream home especially when you’re competing with other multiple offers?
Here are My 5 Go-To-Tips to help you win 🏠 multiple offer situation :
1.Get pre-approved, not pre-qualified ✅
A Pre-approval means that the lender pulled a credit report, collected pay stubs, bank statements, etc for Verification of Employment. It can be the determining factor for a seller’s choice.
2. Explore different types of financing 💲
If you’re approved for a FHA Loan, or VA Loan, you will most likely be approved for a Conventional loan, giving you options should the seller accept your offer.
3. Work with the seller 🤝
Take the time to find out what the seller’s plan is. That way, the purchase offer can be structured in a way to be more appealing to the seller.
4. Make a strong offer💪
You only have one chance to put in an offer. Do not lowball the seller. The seller is likely to view all the offers then choose one to work with.
5. Consider making a larger down payment💸
A large deposit shows the seller that the buyer has been disciplined to save a large sum of money towards a home.
I also think it is a good idea to get a little more personal with the sellers…send out a letter to show that you are serious about their home and how much it means to you!
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NOVEMBER 6 | How To Buy A Home When You’re Self Employed
Being self-employed and wanting to buy a home can be tricky! Here are some ways to strengthen your pre-approval odds
🗝 Establish a self-employment track record
🗝 Max out the credit score
🗝 Offer a large down payment
🗝 Pay off all consumer debt
🗝 Have significant cash reserves
🗝 Enlist a co-signer
Self-employed borrowers will have to provide more paperwork to document income when compared to traditional employees who can produce a W-2.
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NOVEMBER 7 | Fall Back
It’s Fallback ⏰ Don’t forget to change your clocks! And don’t forget that finicky stove clock, either! 🍂 Happy Daylight Savings everyone – hope you don’t miss your alarm! 😘
* ALTERNATIVE CAPTION
I can’t change your clock…. But I can change your housing situation. Let’s chat if you’re looking to buy or sell your home!
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NOVEMBER 8 | Buyer tip – Vet the neighborhood
A home is only as good as the neighborhood!🏠
🔸Once you find a home, do some vetting into the neighborhood, the shops and stores around, and determine whether the area you’re interested in is a family-friendly zone (e.g., school and parks).
🔸 Your neighborhood — and your neighbors — can make or break your experience as a homeowner. Take the time to talk to people out in their yards, and get a feel for what the community is like. Knowing how close it is to things like your work, grocery stores, and other must-haves is important, too
🔸 Ready to get started? Reach out via DM!
*** ALTERNATIVE CAPTION
The process of buying a home for the first time can be overwhelming 😬
✅ Be sure that you are checking out all of the ratings of the neighborhood that you are looking into.
✅ If you have children, you might want to check out how good the schools are, how safe it is
✅ Do your homework as far as how many stores are within your preferred distance!
Ready to get started? Reach out via DM!
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NOVEMBER 9 | True or False
91 of the 100 Top Housing markets have seen rent increases over the last year. According to ApartmentList’s national rent index, rents continue to rise yearly in almost all of the nation’s largest markets.
Just to give you a perspective …..Sacramento, California continues to experience the highest rent growth with an increase of 9.3%. On the other hand, Idaho experienced the fastest annual growth at 4.9%
Answer: TRUE!
**** ALTERNATIVE CAPTION
True or false? 👇
91% of the 100 Top Housing markets have seen an increase in rent? Let me know what you think in the comments below and I’ll let you know if you’re right!
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NOVEMBER 10 | Identifying your wants vs needs
As you begin your home search, you probably have heard that you need to determine what you “want and need” in a home.
When Identifying your wants and needs during your home search, consider whether the things you’re looking for are deal-breakers or not. it will make everything so much easier!
Consider “Nice to have items” such as:
✔️Extra Closet Space
✔️More Rooms
✔️Additional amenities
✔️Bonus Features
Now, Consider “Deal breakers”:
✔️Minimum Bedrooms and Bathrooms
✔️Layout that compliments your lifestyle
✔️Location of the home
✔️Home Price
It’s important to remember that no home will be perfect, and you won’t get everything you want. Once you make sure you understand those expectations, you’ll have more options and your home shopping experience will be more productive.
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NOVEMBER 11 | Veteran’s Day
Thank a Vet today and every day. Tag your favorite one in the comments so we can thank them, too! 👇
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NOVEMBER 12 | When should I waive inspections?
Waiving inspections is a way to get your offer ahead of anyone else’s. However, it is a very risky decision.
Inspection companies are now allowing pre-offer walkthroughs so they can help you make a decision whether to waive inspections or not. If you go with an option to waive the inspection, you will be responsible for any major repairs, should there be any, after closing.
So it’s important to keep this in mind:
✔️✔️✔️ You should only waive inspections if you do a pre-offer inspection walkthrough or if you are financially ready to take on any issues the house could have.
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NOVEMBER 13 | Should you invest in Vacation Rental Property?
Whether you vacation frequently or not, you may have considered purchasing a vacation home. As with anything, investing in a vacation home has its pros and cons.
This can be convenient for those who visit the location often or are interested in generating rental income.
The biggest perk of owning a vacation property is simple: You make money. Airbnb hosts earn upwards of $900 per month on average. Hosts in the most in-demand cities can make four times that or more!
Before investing in a vacation home, obviously, there is a lot to consider. Start by thinking about some of the pros and cons to figure out whether or not it is a good investment for you!
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NOVEMBER 14 | The Best Journey Takes You Home
This says it all! 🏡 No matter where you are in this world, who you meet, or what you do…
it will always lead you back to where you belong. HOME!
Where is home for you?
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NOVEMBER 15 | First Time Home Buyer Mistakes
Your first home purchase is a big one! And it can be costly if you don’t have the right agent to guide you through it.
Here are some common mistakes to avoid:
🔸 Only getting one mortgage rate
🔸 Not knowing the budget before home searching
🔸 Not checking credit reports
🔸 Not looking for first-time homebuyer programs
🔸 Applying for credit before the sale is final
These mistakes can be costly and devastating! Make sure you work with a resourceful and experienced agent, like me, to guide you well and make your experience an enjoyable one!
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NOVEMBER 16 | Where would you spend your holidays
Tough question alert!
Would you rather spend your holidays in: ✅ Tropical paradise and work on your tan with your toes in the sand…. or ☑️ Snowy mountains and skiing to your heart’s content then sipping on hot cocoa?
Comment your emoji below to vote!
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NOVEMBER 17 | Home maintenance
November is a great month to check off your fall home maintenance tasks. You may have a lot of weekend projects you’re trying to get done before peak holiday season begins. In many regions, this is a great month to finish up outdoor projects before snow or inclement weather begins.
Below are a few simple maintenance tasks to consider this month:
🔸 Clean roof and remove moss, leaves, and branches
🔸 Aerate the lawn and remove leaves
🔸 Cut back tree limbs and branches
🔸 Replace outdoor light bulbs if necessary
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NOVEMBER 18 | Market Snapshot
The market is still hot!
If you’re looking to change your address, let me know! I would love to help you get the most out of your home and guide you into a new one. Curious to know how fast your home can sell in this market? Let’s connect!
But first….Let’s take a look at the housing market numbers.
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NOVEMBER 19 | Buyer Tips: Address Change
Who has forgotten to change their address when moving to a new home? 👋
There are a few ways you can ensure all of your mail is being delivered to your new residence:
🗝 Submit a request with your USPS for an address change
🗝 Also, be sure to change your address on the following:
✔️ Forwarding Mail Address
✔️ Work and Tax Documents
✔️ Change utilities into your name
✔️ Change your old utilities out of your name
✔️ Mailing address on Amazon
✔️ Bank account addresses
✔️ School Mailing List
✔️ Monthly Subscription Boxes
✔️ Medical Documents
✔️ InsuranceChanging these are so important! The last thing you want is to not get important information because your address changed.
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NOVEMBER 20 | Home Tours – WHAT TO LOOK FOR AND AVOID
When you start the process of finding the right home for you and your family, there are some things you should know and follow during home tours:
🔸 You can open cabinets and closets
🔸 Make sure you review the seller’s disclosure
🔸 You can test water pressure
🔸 Be mindful of wearing shoes on the carpet and around the house
🔸 Make sure you lock any doors that you unlock
What do you ALWAYS look for in a home tour? Let me know in the comments!
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NOVEMBER 21 | If You are not willing to risk…
No risk, no reward! There are beautiful things waiting for you just outside your comfort zone, find one today!
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NOVEMBER 22 | Market value vs appraised value
Let’s talk market value vs appraised Value 💰 But what does it all mean?
The value of a home can be based on the market or an appraisal. One is given by the demand of the housing market and potential buyers while the other is given by a professional appraisal that works for a mortgage lender.
Let’s explore further:
✔️Market Value:
The price a buyer is willing to pay for a property
✔️Appraised Value:
The professional opinion of an appraiser on the value of the property
Remember….When a house in under contract, a lender will most likely require an appraisal to verify the home is worth the purchase price!
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NOVEMBER 23 | TAKE YOUR PICK – LAUNDRY
Is your laundry room cluttered most of the time? The best way to have your laundry room look neat and organized is to have a practical storage system.
🔸 Grab pre-fabricated cabinets at Lowe’s
🔸 Add a laminate countertop from IKEA
🔸 Finish it off with a few accessories such as a laundry container and sorter you can purchase at Amazon
You will be amazed at how neat and clean and how much storage space your new laundry room will have. The best part is it’s a fun DIY weekend project and its inexpensive!
With that said….Sound off in the comments which is your favorite laundry room set up! 😍 I can’t decide for myself, but I think I’m loving all that storage space in 3!
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NOVEMBER 24 | Escalation clause
Escalation clauses are used now more than ever. But what is it?
Not many first-time buyers (and even some seasoned buyers) know what this clause entails exactly.
🔸 An escalation clause is used when you want to change your purchase price to a higher amount but not unless you have to.
🔸 An example would be, “Our purchase price is $X unless there is a higher offer. Then our offer is $X more than your highest offer, up to our cap amount of $X, with proof of a higher offer”
This is a helpful way to potentially win the bid against anyone else who wants to put an offer down on your dream home. Win that bid with the Escalation Clause!
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NOVEMBER 25 | Happy Thanksgiving
This Thanksgiving be thankful for a new home with new memories!
From my family to yours, sending you my warm wishes from home to home and from heart to heart to wish you a very Happy Thanksgiving.
May this day be a beautiful reminder of the wonderful things in life!
***** ALTERNATIVE CAPTION
Happy Thanksgiving, everyone! 🦃
I hope you are spending your day with loved ones and having a wonderful, thankful day.
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NOVEMBER 26 | Black Friday
We all love the IDEA of Black Friday, right? Well, skip spending all of your money this Black Friday and save it up to buy a house instead!
I said what I said. Let’s talk houses 😜
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NOVEMBER 27 | From Accepted to Closing
Aaaaah….The journey of home-buying! It might be a windy one, but it sure is worth it the moment you get your hands on the keys to the home of your dreams!
So, what happens once you get an offer accepted? Depending on the type of financing and contingencies in the contract, the typical process looks more or less like this:
✔️Accepted offer!
Congrats! You received an offer on your home and accepted it!
✔️Remove contingencies!
Some financing requires an appraisal. Most contracts require inspections. If the buyer is paying cash, there’s no underwriting. It is different for each type of financing so this step is longer for contracts with more contingencies and financing.
✔️Clear to close!
This means that all the necessary work to get the sale completed is *almost* done.
The final step is closing where money is exchanged, final signatures are gathered, and keys are given.
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NOVEMBER 28 | walk away or try harder?… | HANUKKAH
Try harder or walk away?💭
The best way to determine if something is still worth working hard for is asking yourself, “Is this going to be worth all of my energy that I’m putting into it?”
If the answer is no, walk away. If the answer is yes, you have to try!
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( HANUKKAH)
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As Your Menorah Glows with Light, May All 8 Days Be Warm and Bright with Happiness! Wishing you all the delights of Hanukkah
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NOVEMBER 29 | Did you know – Buying is more affordable…
Rental Affordability Report by Attom Data Solution shows that buying is more affordable than renting in a majority of the markets they analyzed.
🔸 The report shows that on average, monthly fair market rent on a 3-bedroom property requires 38.6% of an average salary, while a monthly house payment on a median-priced home requires 36.6%
🔸 The median U.S. rent takes 29.1% of the typical household income and renters in 34 of the nation’s 35 largest markets spend a larger share of income on rent now than they did historically.
Keep in mind that both rent and home prices are rising faster than wages. So if you are seriously considering purchasing a new home, now is the time.
Take advantage of low mortgage rates and save!
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NOVEMBER 30 | Testimonial
I love hearing back from my clients! Your feedback means the world to me! If you know anyone who may benefit from my services, tag them in the comments!!
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THIS MONTH’S #HASHTAGS
We recommend using no more than 15 hashtags per each post. Copy these hashtags and paste them in your notepad along with the caption for each day. Be sure to rotate these hashtags and rearrange them for each of your posts. Use only 15 hashtags per post.
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*Be sure to include local hashtags as well! Yourtown+realtor, realtor+yourtown, etc
Let’s use the City of Chicago as an example: #chicagorealtor #realtorchicago #sellingchicago, etc
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#847studio #autumndecor #autumnvibes #autumnvibes #cottagestyle #decor #fall #fallcolors #falldecor #falldecorating #falldecoratingideas #falldecorations #fallstyle #fallvibes #farmhouse #farmhousedecor #farmhouseinspired #farmhousestyle #halloweendecor #liketkit #modernfarmhouse #pumpkindecor #pumpkinpatch #pumpkins #pumpkinseason #pumpkinspice #seasonaldecor #fallstyle #fallvibes #farmhousedecor #farmhouseinspired #farmhousestyle #modernfarmhouse #blackandwhitekitchen #christmasinspiration #customcabinets #customkitchen #dreamkitchen #farmhousedecor #farmhouseinspired #farmhouseinspo #farmhousekitchen #granitecountertops #housedesigns #kitchendesign #kitchensofinstagram #modernfarmhouse #mountainviews #shakercabinets #snowfall #sunsets #whitekitchens #windowview #windowviews #windowviewsg #windowviewshot #windowviewsunday #windowviews♥️ #windowviews😍 #homefortheholidays #gobblegobble #thanksgivingrealestate #givingthanks #thanksgivingfood #thanksgivingcooking #blackfriday #blackfridayrealestate #realestateagents #realestateagent #realestate #realestateforsale #realestategoal #homesforsale #realestateexperts #realestateinvestment #realestatetips #newhomelisting #realestatenews #homebuyers #homeselling #buyingahome #homebuying #homebuyingtips #homesellers #realestategoals #listingagent #homesweethome #investmentproperty #homebuyer #homebuyingprocess #homebuying101 #househunters #homeownership #dreamhome #homebuying #newhome #budgeting #homerenovations #budgetingtips #homebuyers #realtor #buyingahome #firsttimehomebuyers #firsttimehomebuyer #847studio #forsale #homeowner #realtor #sold #househunting #luxuryrealestate #listingagent #house #realtorlife #realestateagent #realestatelife #homepurchase #findyourdreamhome #dreamhomegoals #realestateadvisor #realestateprofessional #allthingsrealestate #luxuryrealestateagent #topagents #preapproval #isellhomes #sellingrealestate #sellyeah #smartagents #realestatesales #realestatebroker #realestateinvesting #realestatenews #realestatephotography #realestateexpert #realestateinvestors #realestateagency #realestateteam #realestatemarket #realestategoals #realestateph #lowinterestrates #carpentry #decoration #farmhousedesign #farmhouseinspired #farmhousekitchen #farmhouseliving #farmhousestyle #reclaimed #reclaimedwood #rustic #rusticcharm #rusticchic #rusticdecor #rusticdesign #rusticfarmhouse #rusticfurniture #rustichome #rustichomedecor #rustickitchen #rusticliving #rusticmodern #rusticstyle #rusticwood #woodart #beautifuldecor #cottagestyle #countryliving #farmhouse #farmhousedecor #farmhousedesign #farmhouseinspired #farmhousekitchen #farmhouseliving #farmhouselove #farmhousestyle #fixerupper #interiordesigninspiration #interiorstyling #rusticdecor #rusticdecoration #rusticfarmhouse #rustichomedecor #rusticstyle #shiplap #shiplapwalls #vintagedecor #woodsign
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