SEPTEMBER 1 | HELLO SEPTEMBER

New Month, New Beginnings, New Home! Turn your dreams into goals. Action them into reality! Remember, If at first, you don’t succeed, call me! I would love to talk to you about how we can make those real estate dreams come true. Wishing you an amazing month of September 😉

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SEPTEMBER 2 | Do Realtors lie about other offers?

A controversial question that may have crossed your mind…Do realtors lie about other offers?

Realtors act as your trusted advisor and are held to a high standard of honesty in their relationships with clients. It would not benefit realtors to act in a way that can jeopardize that partnership or tarnish their reputation.

You should feel relieved knowing that realtors are held to a code of ethics and lying about other offers would violate that.

*** ALTERNATIVE CAPTION

This is a common question that I get! Do realtors lie about other offers?

The short answer is no! Especially in situations with escalation clauses, Realtors have to have proof of the other offer. Realtors are also held to a code of ethics and lying about other offers would violate that.

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SEPTEMBER 3 | How to stand out in this market?

After months of searching, you’ve finally found your dream home. But if you’re searching for a home in a seller’s market, there’s one thing standing between you and the home of your dreams….Other buyers!

Bidding wars are the hallmark of a seller’s market. You may find that your perfect home is perfect for several others. We’ll look at a few strategies you can use in a bidding war to avoid heartbreak and ensure victory ?

✔️ Get your preapproval letter ready
A preapproval letter tells the seller that you’re serious about buying their home. It also tells the seller that you won’t run into trouble getting a mortgage to buy the property. It’s always possible that if you don’t have preapproval, a seller could skip over your offer entirely.

✔️ Be flexible with your closing date
Giving sellers a little flexibility on your closing date may seem small, but makes a big difference when setting yourself apart from the competition. Adding a tentative closing date in your offer or a lease-back can work to your advantage.

✔️ Drop the contingencies
You can make your offer stronger by dropping your contingencies. Contingencies are specific conditions that must be met before the sale can be completed.

Interested in learning more tips? Contact me!

*** ALTERNATIVE CAPTION

With such a hot market right now, some homes may be receiving multiple offers. Here are 8 ways to make your offer stand out!

✔️ Offer a strong price
✔️ Offer an appraisal gap guarantee
✔️ Remove any contingencies
✔️ Put down a stronger EMD
✔️ Use an escalation clause
✔️ Make a larger down payment on your loan
✔️ Give them extra time to move
✔️ Determine an agreeable closing date

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SEPTEMBER 4 | How do I prepare the property to sell?

A seasoned real estate professional, such as myself, possesses the expertise and experience to successfully guide and advise you what home improvements, if any, to invest in prior to listing your property for sale with the goal of maximizing your property’s value.

? A resourceful realtor should be able to refer other service providers that may be needed: An inspector, handyman, painter, landscaper, stager, photographer, etc.
? An inspection, prior to listing, will point out any issues that need to be addressed.
? You will be advised whether or not to proceed or leave certain repairs for future homeowners.

With that said, Any improvements you do make, I will do my best to get you a 1:2 ratio. So for every $1 you spend, my goal would be to get you $2 back

♥️ this post if you find this info helpful!

*** ALTERNATIVE CAPTION

If you’re spending the remainder of the summer preparing to sell your home, here are 3 main things you may want to focus on:

✔️ Remove clutter
Get rid of unused items, and any other things you’re ready to part with

✔️ Repair
Repairing items can help your home present to sellers better

✔️ Renew
Fresh coats of paint, deep carpet cleaning, and organizing items in a room can make a huge difference.

♥️ this post if you find this info helpful!

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SEPTEMBER 5 | Love the life you live, Live the life you love!

Love yourself and learn to love this thing called life. Take a moment to slow down and appreciate the good things in life! Remember….Go forward in life with a twinkle in your eye and a smile on your face, but with a great and strong purpose in your heart!

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SEPTEMBER 6 | Labor Day

Happy Labor Day everyone!

So grateful for all the hardworking folks out there… and your contributions to the economy! Celebrate today with a long weekend, barbeques, parades, and good times. Enjoy the time spent with family and friends!

Btw,

How are you spending your Labor Day Weekend?

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SEPTEMBER 7 | What to ask lender when looking to buy home | Tip# 1

If it’s your first time buying a home, or you’re looking for a new place to live, knowing the right questions to ask your lender will put you ahead of the game.

Here’s Tip #1 of this series and the 3 Key Questions You should ask a lender when buying a home :

1. How much home can I afford?
First things first. Learn how much home you can afford by pre-qualifying for a mortgage loan. This process involves providing your basic financial information to your lender. They will look at several factors such as your credit history and credit score, employment history, and the ratio of your monthly debt payments to your income in order to determine your loan amount.

2. What type of loan do you recommend for me? Why?
There are various mortgage loans that you may find more suitable for you. For example, military veterans and first-time homebuyers may be eligible for special loan and/or down payment assistance programs.

3. How much of a down payment do I need?
Depending on the type of mortgage loan you choose, this may vary. However, there are options available for you to put down as little as 3% Down…. In some situations No down payment at all! Yes! You heard me right!!!! Zero down payment!

Still not sure how to start? Send me a message and we’ll discuss further!

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SEPTEMBER 8 | 3 terms of a contract

There are three essential terms to know when dealing with contracts! They are what are known as contingencies, inspections, and possession.

✔️ Contingencies
If you need to sell your current home in order to buy your next home, this is called a contingency.

✔️Inspections
Unless inspections are waived, buyers will have an allotted time to get home inspections done

✔️Possession
Some buyers will get possession when they close on the new house while others might have to wait an agreed-upon amount of days after closing to get possession.

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SEPTEMBER 9 | How Fast are Homes Flying off the Market in 2021?

If you’ve looked at homes recently or know someone who has, you’ve likely heard how fast homes are selling. In some areas, it’s not unusual for a home to sell within hours of being listed. But is that the case everywhere and will it continue?

Why are Homes Selling so Fast?

The pandemic showed most people that life is too short and most things can be done remotely, which means you could live anywhere you want. Once the official lockdown lifted, it was “game on” with millions of people moving to new areas.

? With fewer homes for sale than buyers needed, the competition heated up and homes sold faster than anyone ever thought possible.
? Another factor to consider is mortgage rates. Today they are the lowest we’ve seen in decades. That can’t continue forever, but experts say it will be at least for another year or two.

When rates go back up, it will push more buyers out of the market, which will bring home prices down again with the lower demand. The demand won’t go away, but it may lessen slightly.

It may seem harder to buy a home today, but with the right help, it can happen! If you’re thinking about moving, contact me today and let me show you how I can help you find the best home at the right price.

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SEPTEMBER 10 | You’re not buying a house you’re buying a lifestyle

This is your life… Your home! Live somewhere that is going to make you happy!
When you are looking into getting a new place, spend some time there by yourself. Pay attention to how you feel and trust your gut instinct. It won’t lie to you.

To active house hunters, what are some key lifestyle considerations you’re keeping in mind during your search?

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SEPTEMBER 11 | NATIONAL DAY OF SERVICE AND REMEMBRANCE

America, the land of the free because of the brave. To all of our service members who sacrificed and continue to sacrifice for the greater good, thank you!

We will never forget the suffering felt on 9/11 and we will always stand strong together, remembering those we have lost, those who have given their lives, and the reason our country is so great because we stand united.

*** ALTERNATIVE CAPTION

9/11 is truly a devastating day to remember. Those who helped and cared for those affected are true heroes and deserve to be remembered for their bravery!

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SEPTEMBER 12 | Your life is your story 

From the experiences we go through to the decisions that we make, they all become a part of our story! Make the most of these moments and enjoy the journey.

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SEPTEMBER 13 | Dark or Light Hardwood Floors?

Here’s the good news about hardwood flooring—you have options to choose from that align with your style! Hardwood flooring has become a popular choice, mainly because of its timeless look and clean finish.

✔️ Dark hardwood flooring is perceived to have a rich look and is known to leave a strong impression
✔️ Light hardwood flooring is perceived as timeless and traditional.

There are so many options to choose from….Do you prefer dark ebony, mahogany, or cherry flooring, or pine, maple, or unfinished white oak flooring?
Whether dark or light…Both are great options. But what do you prefer? Comment below!

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SEPTEMBER 14 | What to ask lender when looking to buy home | Tip# 2

Talking to a lender can be intimidating if you don’t know what to ask. Let’s continue with tip# 2 of this series.

Here are a few good questions to ask when you meet with a lender:

✔️ What is the interest rate and the annual percentage rate (APR)?
✔️ Can I lock in an interest rate? If so, for how long?
✔️ Will my down payment vary based on the loan I choose?
✔️ What will my closing costs be? Are they a part of my loan, or will I pay them in cash at closing?

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SEPTEMBER 15 | Did you know 44% of renters surveyed

Did you know 44% of renters surveyed claim that high rental rates create a barrier to homeownership?

If you are paying a large percentage of your income for rent, it is much more difficult to save money for a down payment to buy a home. Even the best loans with lower down payments still expect buyers to show they have some reserve money saved for unexpected expenses that can arise.

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SEPTEMBER 16 | Is the housing market going to crash anytime soon?

I get asked this question all the time and truthfully, it’s hard to be 100% accurate. The market can fluctuate randomly. In my professional opinion, I don’t think so! The demand for homes will be around for a while. The frenzy over homes that I’ve been seeing will probably even out but not crash.

Here are the top reasons I feel the housing market won’t crash:

✔️ Prime Rate Remains Steady
The Fed has already announced that the prime rate will remain close to 0% throughout 2022.

✔️ High Lumber Prices Keep Building Rates Low
It’s too expensive for builders to build like they were. This means less Inventory in the market. When there’s less inventory, but plenty of demand, it keeps pricing rising like they have been this year.

✔️ Demand is Still High
As long as the demand for housing is still high, the market won’t crash. It’s when the supply greatly exceeds the demand that prices start to fall and sometimes even plummet.

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SEPTEMBER 17  | Homeowner Checklist

Purchasing a home is a big accomplishment, one that takes persistence and a lot of patience. However, owning a home comes with a new level of triumphs and challenges ?
As a new homeowner, you’ll quickly learn that routine maintenance will help you in the long run. Getting ahead of home repairs before they become complicated will save you time and money, so why not start now?

Here are my 5 super basic home maintenance tips for this month:

1. Regrout your tub, showers, and bathroom fixtures
2. Clean out exhaust fans to prevent mold
3. Restore power to any dead outlets
4. Check your doorbells
5. Check the roof for missing shingles

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SEPTEMBER 18 | NATIONAL CHEESEBURGER DAY

A sesame seed bun, fire-grilled Angus beef patty, and cheddar cheese, yes indeed! One of my favorite meals, that I eat with my hands and savor every bite. I get my cheeseburgers from (insert restaurant and address), their burgers are (insert two to three descriptive words or something unique about their burgers).

Comment below and share your favorite restaurant that serves cheeseburger perfection or a family recipe that you’d like me to try.

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SEPTEMBER 19 | Give me coffee to change the things I can

Give me coffee to change the things I can & wine to accept the things I cannot. Remember…. A bad day with coffee is better than a good day without it.

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SEPTEMBER 20 | To stage or not to stage?

?Calling all sellers?

One of the most important things you can do when getting ready to list your home is to stage it. Why?

Home staging will increase your power and appeal and is meant to stir up the imagination of the buyer. A properly staged home should allow buyers to feel as though they are already living in that space.

Consider this: Staged homes sell for an average of 6% higher than the listing price!

Here are some tips on how to stage your home:

? Create a “skyline” on any shelves or mantles
This will keep your space organized and roomy

?Let in as much natural light as possible!
It makes the room feel lighter and spacious

?Consider adding plants (real or artificial)
There’s something about plants that promotes a positive “vibe” and adds vibrance to any room

Need more seller tips? Contact me today!

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SEPTEMBER 21 | Typical buyers view an average of 10 homes before buying?

Who’s ready for another round of True or False? Ok, Let’s see if you get this one right!

Typical buyers look for a home for 10 weeks and view an average of 10 homes before buying… True or False?

According to data from the National Association of Home Builders, two-thirds of homebuyers searched for more than 3 months before going under contract on a home. Another recent report found that U.S.home buyers view an average of 19 homes, spending on average a total of 124 hours to finally find their next home.

Answer: False

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SEPTEMBER 22 | Market Snapshot /  First day of fall 2021 

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SEPTEMBER 23 | Owning vs Renting | Tip 1 – pros of owning 

The question that often stirs up a debate: Should I buy or rent? ?
Ultimately, this answer comes down to personal preference, however, there can be big differences between the lifestyles of renters and homeowners.

Here are some things to keep in mind as you weigh the benefits of owning.

Reasons to own a home

✅ Owning your own home comes with the flexibility to make any changes to it. You can customize or update your home with renovations. However, repairs and maintenance are your responsibility.
✅ By building equity (the market value of your home minus what you owe on it), through proper maintenance and renovations, your home value can rise over time.
✅ Great Investment: Pay off your home and you’ll have a guaranteed asset

Still unsure of which one is the best fit for you? Reach out and we’ll discuss which one makes a right fit for your lifestyle.

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SEPTEMBER 24 | Buyer Tip – Do not max out your budget!

Maxing out your home buying budget can be tempting especially after pre-approval, but it can also cause plenty of financial risk down the road. Making sure you leave yourself enough room for other financial goals can help you rather than hurt you in the long term.

A rule of thumb to keep in mind when purchasing your home is not to max out your budget!

Remember, The bank will review your financial portfolio to determine the mortgage amount you qualify for. Do not use your entire life savings when purchasing a home. Put some money aside to cover potential closing costs, taxes, insurance repairs, and monthly bills.

Unsure of your options? Reach out to me with your questions!

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SEPTEMBER 25 | The 411 on Pre-construction Homes

There is a reason buying a home pre-construction has a certain appeal to it.

They are typically cheaper than their resale or ready-built counterparts. Another benefit to buying brand new is that no one else has ever lived in the home. Because the home hasn’t been built yet, you’ll have the opportunity to customize it to your preferences.

If pre-construction is something you’ve been considering, here’s the 411 to help you decide if it really is for you.

1. No bidding wars
   Depending on where you’re shopping for your home, bidding wars can really knock up the price. When inventory is low, buyers are desperate, and the more attractive the home and neighborhood, the chances are you could end up paying an inflated price for a resale home.
2. You can customize your home?
   You can choose the color of your siding and trim even down to the placement of every light bulb and outlet.
3. Time to save ?
   Some buyers want the ability to lock in their home and then have months or years to save up for their full down payment.
4. Value ?
   You have a clean slate when it comes to a pre-construction property. While your home is being built, it is almost guaranteed to rise in value.
5. Less room for negotiating ✅
   When buying a brand new home, what you see is what you pay for (plus upgrades). When purchasing a pre-owned home, it is set according to market value

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SEPTEMBER 26 | Tips to Help you Sell Over the Listing Price

Did you know you can improve the odds of selling your home over the listing price? How you ask? Consider staging your property.

You may think home staging may not seem like it’s that big of a deal, but in today’s competitive market…. let me tell you…The tiniest detail could mean the difference between “For Sale” and “Sold for top $$$” ?

Here are My Top 5 Tips to help you sell your home over the listing price:

1. Update your furniture
   Try giving worn-out pieces a pick-me-up with new pillows or a slipcover.
2. Go neutral
   Tone down any bold color choices in favor of neutral colors schemes that will make the rooms in your house more palatable for all potential buyers, no matter their personal style preferences.
3. Declutter
   Minimalism wins when staging a home. Remove appliances from counters, clear magazines from tabletops, and take your boots out of the mudroom. A house on the market should appear ready for a new occupant.
4. Keep it Clean
   Would you consider purchasing a dirty home? You want to present the home in the best possible manner. Scrub grout lines in the shower, mop the floors, and dust off any furniture. Let no detail go unnoticed! Clean everything
5. Maintain Curb-appeal
   One of the first things a buyer will notice is the front corners of the yard, along driveways or walkways, and immediately in front of the house. It’s important to make sure the space has been cleaned, get rid of weeds, and keep the lawn trimmed.

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SEPTEMBER 27 | Vocab – CMA

Have you heard of the term but didn’t quite know what it meant?

Comparative Market Analysis or CMA is a term often used to describe the research an individual or an agent does when comparing similar homes sold in each area during a specific time. Once this research is done, it becomes easier to determine the price range for the home.

Do you need another term clarified? Feel free to reach out in my DMs!

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SEPTEMBER 28 | How do I know how much my home is worth?

Ever wondered what your home, or a home you might buy, is really worth?

Here are 5 tips to help you determine the value of your home:

1. Get a comparative market analysis
Get in contact with your real estate agent, or myself, for comparative market analysis, or CMA.

2. Use the FHFA House Price Index Calculator
To get a quick estimate of what your home is worth, using the Federal Housing Financing Agency’s house price index (HPI) calculator applies a more scientific approach.

3. Hire a professional appraiser
If you don’t want to take on the work yourself, you can hire an appraiser to estimate the home value at any time.

4. Evaluate comparable properties
It’s reported that 56% of U.S. homeowners estimated their home’s value by looking at comparable properties. While this process is more manual, you’ll need to account for differences between your house and the comps to get a rough estimate of your home value.

Would you like to know how much your home is worth in this market? Find out by sending me a private message. No commitment, no strings attached. See how your home lines up in today’s market!

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SEPTEMBER 29  | NATIONAL COFFEE DAY

If you’re anything like me you cannot start your day without a cup of coffee!

Piping hot, bitter sweet, deep, and rich flavors, the perfect morning treat. A great reason to get out of bed and the only reason to get things done throughout the day. If you love coffee like this post. Happy National Coffee Day!

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SEPTEMBER 30 | Owning vs Renting | Tip 2 – pros of Renting 

The question that often stirs up a debate: Should I buy or rent? ?

Here are some things to keep in mind as you weigh the benefits of renting.

Reasons to rent:

✅ More affordable: You don’t pay property taxes
✅ Absolved of upkeep: While you may not be able to update or personalize your living space, your landlord is likely responsible for fixing things like leaky faucets.
✅ Relocating can be easier; if you think you might move cities or change jobs in the near future, you have less responsibility for leaving a rental.

Still unsure of which one is the best fit for you? Reach out and we’ll discuss which one makes a right fit for your lifestyle.

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THIS MONTH’S  #HASHTAGS

We recommend using no more than 15 hashtags per each post. Copy these hashtags and paste them in your notepad along with the caption for each day. Be sure to rotate these hashtags and rearrange them for each of your posts. Use only 15 hashtags per post.
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*Be sure to include local hashtags as well!  Yourtown+realtor,  realtor+yourtown, etc
Let’s use the City of Chicago as an example:  #chicagorealtor #realtorchicago #sellingchicago, etc
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#helloseptember #newmonthvibes #newmonthnewgoalsnewblessings #positivevibes #newmonthnewgoals? #newmonthnewgoals? #goals #newmonth #newmonthnewgoalsnewbeginnings #exteriordesign #realestate #listingspecialist #landscapedesign #sellinghomes #frontporch #curbappeal #curbappealmatters #homerenovation #landscaping #buyahome #buyingahome #dreamhome #firsttimehomebuyer #home #homebuyer #homebuyers #homebuying #homebuyingtips #homeforsale #homeowner #homeownership #homes #homeseller #homesellers #homeselling #homesforsale #homesweethome #househunting #listingagent #newhome #realestate #realestateadvice #realestateagent #realestatetips #realtor #realtorlife #realtorsofinstagram #sellingahome #sellingyourhome #realestatebroker #realestategoals #realestatesales #realestatetips #realestateexperts #realestateagent #realestate #realestatelife #realestateinvesting #realtor #colourscheme #interior2you #minimalistic #myinterior #kitchengoals #interiordesign #luxurykitchen #kitchendesign #design #kitcheninspo #victorian #myvictorianhouselove #spotlightonmyhome #victorianhome #thiscreativehome #storyofmyhome #myperiodhomestyle #periodhome #livingroomdecor #architecture #pimpupmypad #victorianrestoration #myvictorianhome #interiors #victorianhouse #renovationproject #interiordesign #victorianterrace  #myrenostory #transformationtuesday  #mydailyrenovation #kitchendesign #reno #kitchendetails #kitchendiner #kitchendesigninterior #kitchentrends #kitchengoals? #kitchentransformation #kitchenfurniture #modernkitchen #kitchendecoration #kitcheninspiration #kitchendesign #kitchenlife #makeyourkitchengreatagain #dreamkitchen #kitchenmakeover #kitchen #kitchenorganization #kitchendecor #kitchendesıgn #farmhousekitchen #kitchentips #toddlerinthekitchen #elegantkitchen #luxurykitchen #openplankitchen #pantryorganization #kitchenorganization #homeorganization #organizing #homedecor #getorganized #organizationideas #declutter #organizedhome #organized #coffeetablebooksgalore #interiorstyling #interiordesign #homedecor #coffeetablebooks #decor #coffeetablestyling #livingroom #coffeetablebookstack #livingroomdecor #livingroom #photography #livingroomdecor #interiordesign #love #instagood #art #home #photooftheday #homedecor #fallcolors #fall #autumncolors #autumnvibes? #fallvibes #halloween #photography #autumn #autumnvibes #nature #homedecor #fall #farmhouse #farmhousestyle #falldecorating #farmhousefalldecor #farmhousefall #farmhousedecor #modernfarmhouse #falldecor #homematchmaker #matchmakerhomespeople #yourpersonalhomematchmaker #thehomematchmaker #yourdreamhomematchmaker #dreamhomematchmaker #847studio

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